你和你LD都是F-1吗？如果真的那你必须有你的工作offer letter(如果你还没工作的话),或3 months salary(如果你在opt期间)才行。偶有朋友两个都是F-1最后弄到loan的。

[此贴子已经被作者于2004-9-19 19:32:54编辑过]

各个银行的规矩不一样的，我也知道有F-1拿到贷款的。mm可以多问几家。

谢谢了. 我是F2,LD是H1,但是他的credit 不好, 我怕根本贷不了,所以想用我的贷.如果这个不是死规定,就心理踏实些,多问几家把. 还有他们怎么判断你是不是green card呢?需要你证明?

they will need your docment (copy) if the bank insists that you have to be green card holder. also, you probably need to get the loan by both you and your LD. The bank normally has a formular to calculate the max amount of $$$ they will lend you, which is related to the your annual income.