搜了一下medicare qualification。有兴趣的MM一块儿看看。
studying，的确重重障碍，不缴税10年或者入籍，很多都很难办哇。每人每月600也不便宜啊，外面虽然更贵但是更好。
从节选的这两段看，是不是持绿卡5年以上的老人，即使没有在美国工作缴税过，也可以自费买Medicare Part A,但前提条件是，必须也买Medicare Part B 。 如果不考虑非得享受免费的MEDICARE，而且象前面MM说的那样Medicare Part A+Medicare Part B 只要600多美金的话，那老人用国内的退休金还是可以支撑这里的保险premium的？
集够了点可以免 part A.
就是Part A贵啊。现在450一个月，一年5400，如果是两个老人的话，一年一万多。一直买到老人走。
集点便宜多了。
为啥要来美国养老啊？美国不是老年人的好去处，光医疗这一项就把你们压死的，再说，老人离开了自己的生活圈子，会老的很快。呆呆的闷闷的每天连话都懒得讲。也没人跟他们讲。大部分时间只能跟老伴，保姆讲话。
其实考虑父母来美，并不是让他们还有老伴或者可以自理的时候过来，75岁以后玩不动了，还是要离子女近才好啊。
搜了一下medicare qualification。有兴趣的MM一块儿看看。 http://www.cms.gov/Medicare/Eligibility-and-Enrollment/OrigMedicarePartABEligEnrol/index.html?redirect=/origmedicarepartabeligenrol/01_overview.asp Medicare Part A ....A second group of aged individuals who are eligible for Part A are those persons age 65 or over who are not insured but elect to purchase Part A coverage by filing an application at a social security office. Because a monthly premium is required, this is called "Premium-Part A". ....persons desiring Premium-Part A can only file for coverage during a prescribed enrollment period (see the discussion under Medicare Part B) and must also enroll or already be enrolled in Part B. Medicare Part B ....A person age 65 or over who is not entitled to premium-free Part A must meet the following requirements to be entitled to Part B: he or she must be a U.S. resident and either a citizen, or an alien who has been lawfully admitted for permanent residence with 5 years continuous residence in this country at the time of filing. .... 从节选的这两段看，是不是持绿卡5年以上的老人，即使没有在美国工作缴税过，也可以自费买Medicare Part A,但前提条件是，必须也买Medicare Part B 。 如果不考虑非得享受免费的MEDICARE，而且象前面MM说的那样Medicare Part A+Medicare Part B 只要600多美金的话，那老人用国内的退休金还是可以支撑这里的保险premium的？
谢谢MM的链接，找到具体数字了
Part A: (Hospital Insurance) Premium
Most people get Part A automatically when they turn age 65. They don't have to pay a monthly payment called a premium for Part A because they or a spouse paid Medicare taxes while they were working.
You will need to pay $441.00 per month if you don’t get premium-free.
The Part A premium is $243.00 for those individuals having 30-39 quarters of Medicare covered employment.
Part B: (Medical Insurance) Premium
- The standard Medicare Part B monthly premium will be $104.90 in 2013, which is a .5% increase over the 2012 premium.
If your income is above $85,000 (single) or $170,000 (married couple), then your Medicare Part B premium may be higher than $104.90 per month.
搜了一下medicare qualification。有兴趣的MM一块儿看看。
Medicare Part A ....A second group of aged individuals who are eligible for Part A are those persons age 65 or over who are not insured but elect to purchase Part A coverage by filing an application at a social security office. Because a monthly premium is required, this is called "Premium-Part A". ....persons desiring Premium-Part A can only file for coverage during a prescribed enrollment period (see the discussion under Medicare Part B) and must also enroll or already be enrolled in Part B.
Medicare Part B ....A person age 65 or over who is not entitled to premium-free Part A must meet the following requirements to be entitled to Part B: he or she must be a U.S. resident and either a citizen, or an alien who has been lawfully admitted for permanent residence with 5 years continuous residence in this country at the time of filing. ....
从节选的这两段看，是不是持绿卡5年以上的老人，即使没有在美国工作缴税过，也可以自费买Medicare Part A,但前提条件是，必须也买Medicare Part B 。 如果不考虑非得享受免费的MEDICARE，而且象前面MM说的那样Medicare Part A+Medicare Part B 只要600多美金的话，那老人用国内的退休金还是可以支撑这里的保险premium的？
所以医疗真的不是养老中最难解决的问题。。。
studying，的确重重障碍，不缴税10年或者入籍，很多都很难办哇。每人每月600也不便宜啊，外面虽然更贵但是更好。
其实如果光买medicare A+B的话，只要441+104，也就是555刀一个月就可以了。就算老人自己一点收入都没有，那2个老人也就1100多，还不如一个娃的Daycare贵。。。
所以医疗真的不是养老中最难解决的问题。。。
part A + B 是不包药的，part D 是perscription,
在加上out of pocket, 实际医疗支出要更多点。
结论还是对头的。医疗是可以想办法的。
到底了
Hot Deals
All Deals