定投529，我们州是529 contribution免州税，还是有一些好处的。
Under the kiddie tax law, all unearned income over the threshold is taxed at the parent’s marginal income tax rate rather than the child’s tax rate. In 2020, unearned income under $1,100 qualifies for the standard deduction, the next $1,100 is taxed at the child’s tax rate, which is very low—sometimes zero percent—and then anything in excess of $2,200 is taxed at the guardian’s tax rate, which could be as high as 37%.
落地无声 发表于 2021-06-19 14:24
我是第一次听说。愣是没看懂。这是仅限于某些州吗。
soyun 发表于 2021-06-19 19:08
Hahaha, 老鼠会又来了。老鼠会话术第一句“诶呀不要存529呀，529会让你拿不到奖学金！”
靠孩子自己拼奖学金或州立或贷款，没钱供几十万大学费用。
zhanglifu 发表于 2021-06-19 22:47
每个孩子30万吧
每个孩子30万吧
Popflower 发表于 2021-06-20 10:47
30万不够，顶多够学费。大学学费现在每年涨的厉害，超过通胀率
Under the kiddie tax law, all unearned income over the threshold is taxed at the parent’s marginal income tax rate rather than the child’s tax rate. In 2020, unearned income under $1,100 qualifies for the standard deduction, the next $1,100 is taxed at the child’s tax rate, which is very low—sometimes zero percent—and then anything in excess of $2,200 is taxed at the guardian’s tax rate, which could be as high as 37%.
落地无声 发表于 2021-06-19 14:24
你放在股票上不卖，哪来的kiddle tax
我认识的一对给两个男孩子每人存了50万学费，说如果不用也是属于各个孩子将来自己支配。这一对工资应该总共20万以上肯定的，应该到不了三十万
到底了
Hot Deals
All Deals