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南瓜菜园
问个小白问题,夫妻共同账户怎么办理和操作?
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2016-05-10 02:30:14
结婚没多久,最近才想起来可以去办共同账户,但是具体流程不是很清楚。。。
是夫妻双方一起去银行开个新的账户吗?只办debit card,还是也可以办credit card?如果还可以办credit card,自己的卡就不用了?
而且要每个月把工资转到共同账户里?怎么感觉挺麻烦的呢
是夫妻双方一起去银行开个新的账户吗?只办debit card,还是也可以办credit card?如果还可以办credit card,自己的卡就不用了?
而且要每个月把工资转到共同账户里?怎么感觉挺麻烦的呢
我家没办也不知道为啥要办…
You can simply turn one of your personal accounts into joint accoun by adding another person on it.
We have two joint accounts and each also has a personal account as well. Our debit cards are tight to our respective personal account as well as the joint accounts. All paychecks are deposited automatically into one of the joint accounts. You just need to set up the direct deposit with your HR.
We have two joint accounts and each also has a personal account as well. Our debit cards are tight to our respective personal account as well as the joint accounts. All paychecks are deposited automatically into one of the joint accounts. You just need to set up the direct deposit with your HR.
个人账户加个名字,工资直接打到共同账户
Bank debit cards are also CC nowadays.
回复 [url=http://forums.huaren.us/showtopic.aspx?topicid=2011617&postid=71630960#71630960]2楼wyest的帖子[/url]
我们家想办的原因是不知道一共有多少存款,装修或者买大件不好定budget,而且也不好计算存了多少钱
回复 [url=http://forums.huaren.us/showtopic.aspx?topicid=2011617&postid=71630964#71630964]3楼proserpina的帖子[/url]
谢谢回复!
以前开的旧账号加另个人名字,开新帐号写两个人名字呗。没什么流程吧。
回复 [url=http://forums.huaren.us/showtopic.aspx?topicid=2011617&postid=71633761#71633761]8楼郁闷星期三的帖子[/url]
我理解开账户不难,后面要做的比较多,比如之前自己的信用卡,要更改自动还款方式了?跟HR通知?还得把钱都转到一个账户里来?
不知道是不是这样。。
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checking或者saving账户,原来的个人账户加个名字也可以,新银行开一个新的也可以
工资打不打进去看你们自己,也可以部分打进去
信用卡还是自己申请,可以用这个账户还钱啊
初始化编辑器...
到底了
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