以下是引用jami在2004-4-30 21:53:03的发言：
If you are in the same place for 5 years,
suppose you paid 100K together for the house.
sell it after 5 years, get 200K cash,earn 100K.

If you don't buy the house and live on rent housing, you may need to pay
5*12*(600)-considering the house is only 100K,let's get it cheaper.
$600/month for a house is cheaper enough?$36K. I would think $1000 or more be realistic. At least in my place. $600-700 for a 1-br old Apt.

Even if you live cheaper, you still need at least $15K for 5 years($250/month).
This may cover all your expenses for selling house and pay intrest and property tax.

So in all,
1. buying a house and live in it instead of paring rent can let you earn 100k cash if the price doubled. Plus you live much comfortable in a house than a APT.

2.And if you don't sell the house and stay in it.
well , it is still the same house, but If you buy the house now instead of 5 years ago you need to pay 200K.
Taht's an extra 100K, so buying early can save you 100K plus you save 5 years rent though you need to pay Tax+ interests.But you got some tax deduction for it.
a little.
Buying the the house definitely is not BaoZhi but get you money.

I know some friends they bot house several years ago, paid $300K
and now it worths $1300K now.
And they are puting it on market.

They bot another house in a better place but smaller for $700K now for their kids is going to kindergarden.
So now they get a $700K house for free + $300K cash + live in the old 5bd-house free for 7 years.

MM please have some finacial ideas!

And also some people bot house for $200K and now it raised to $400K in 3-4 years.

But real estate is tricky.I don't ecourage people buying expensive house now.

以下是引用HuarenID在2004-4-30 12:48:03的发言：
撇开地方生活指数差异和其他种种差异,
你新买的20万房子, 很有可能4年前也就10万.
房子大小什么的也未必有什么差别.

4年前你用10万换了装房子, 4年后你还是只有一撞房子.
房子在这而只是保值, 不是"赚"

以下是引用Poohbear在2004-4-30 12:40:38的发言：
并不是说这个赚钱一定是拿到手的现金
比如说你在一个地方花十万买了房子，4年后卖掉，房子升值成20万了
等于你赚了10万（只是比喻，现实没有这么简单）
那么你到另外的地方以后，就可以买20万的房子，不用再买10万的
简单打个比喻，就是说个道理

以下是引用HuarenID在2004-4-30 12:34:10的发言：
不管你是呆在一个地方还是move
你卖了房子之后是不是还得买地方住?
房价哪儿都在涨,
最后你卖房子那点钱还多回到买房子里面去.
除非你有两处房产, 卖掉一处套现.

以下是引用Poohbear在2004-4-30 12:31:12的发言：
但是房价在升值阿
我不知道别的地方，我们这里房价年年长
买房子再卖掉肯定赚
你总不能一辈子呆在一个地方把。

以下是引用HuarenID在2004-4-30 10:55:17的发言：
怎么定义买反正赚翻了? 只有等房子真正卖出去了, 才是"赚"或是"赔".
如果普通家庭, 只有一处房产, 卖了的话, 住哪里?
再买房子? 那还不是得花一样多的钱.
对普通家庭来说, 房子还是保值的.
然后到老了之后, 卖了付儿女college tuition 和养老. 哈哈

以下是引用robinsnow在2004-4-30 10:50:40的发言：
wasai那一家的closing cost都出阿
呜呜，你也不早点讲
买房至少要住两到三年，才能和租房break even
有的甚至要住四年，如果房租特便宜的话
所以其实读phd期间买房是最划算的，kaka
我们这里的房子五年翻了一番
那些已开始grad school就买了房的人（都是美国人）真是赚翻了

以下是引用quaint在2004-4-30 10:39:32的发言：
现在买房或公寓时机很好呀, 利息低, 市场好. MORTGAGE公司为了争客户都有很多优惠, 比如所有CLOSING COST都由他们出, 无DOWN PAYMENT等.

我个人觉得租房不划算, 好象把钱往风里扔似的. 买房最后卖掉就算亏了点钱, 就当房租算也还是便宜的. 再说利息费用也可以抵点税. 当然前提是决定在某地安定下来, 否则将来突然急着卖房容易亏钱.

CHANEL MM说的在家具电器上花钱太对不过了, 看朋友都是买房不出什么钱, 家居用品却要实实在在砸下很多银子.