This depends on your company's benefits program. Some companies have really good program such as MS, Google. My company is also very good:no out-of-pocket money, no copay. As far as I know,for most companies,if you have your family member elect the medical+vision+dental plan, you need to pay additional $100-$200 per person.I just saw this data last week:) Also, benefits are more expensive in northeast than the rest of the U.S.