不是的，看另一个网站说的非常清楚。rule underline了，而且红色画出在年中停止的情况。完全欺负不懂英文的人啊。

2020-2022 COVID-19 Modified Rules

For 2020 and 2021 (and in some cases, 2022), the IRS has relaxed these rules to address the COVID-19 pandemic:

• Employers are allowed (but not required) to give employees the option to start, stop, or change their FSA contribution amounts mid-year, without a qualifying event (this initially only applied to plan changes in 2020, but the appropriations bill that was enacted in late 2020 extended this provision to 2021 plan years as well).3

• The IRS allowed employers to extend grace periods or plan years that were scheduled to end at some point in 2020, giving employees until the end of 2020 to use remaining FSA funds.4



• For plan years that ended in 2020, unused amounts can be carried over to 2021, with no limit on the carryover amount. And for plan years that end in 2021, unused amounts can be carried over to 2022, with no limit on the carryover amount.5

https://www.verywellhealth.com/how-does-job-loss-affect-your-flexible-spending-account-1738823 [ 链接：www.verywellhealth.com/how-does-job-loss-affect-your-flexible-spending-account-1738823 ]

一般来说是这样的，可是这次covid有exception是政府通过的。

应该不会影响第二年的contribution。今年随便用，用不完的会carry到下一年。不过目前是2022年年底截止。除非有新法规出来。