这么大了，那是会有限制的。还以为在念高中或者本科呢。

为啥非说是赠与呢？打张借条，就说是借的，以后慢慢还呗。

Gift tax is not an issue for most people The person who makes the gift files the gift tax return, if necessary, and pays any tax. If someone gives you more than the annual gift tax exclusion amount ($14,000 in 2015 and 2016), the giver must file a gift tax return. That still doesn’t mean they owe gift tax. For example, say someone gives you $20,000 in one year, and you and the giver are both single. The giver must file a gift tax return, showing an excess gift of $6,000 ($20,000 – $14,000 exclusion = $6,000). Each year, the amount a person gives other people over the annual exclusion accumulates until it reaches the lifetime gift tax exclusion. Currently, a taxpayer does not pay gift tax until they have given away over $5.43 million in their lifetime (2015).