ADVERTISEMENT
ADVERTISEMENT
等级大校
威望22
贴子17028
魅力17450
注册时间@2013-08-09
pengpengstory
ATTORNEY'S ADVICE -- NO CHARGE
1046
7
2005-05-05 11:57:00
ATTORNEY'S ADVICE -- NO CHARGE
1. The next time you order checks have only your first initials and
last name put on them.( i.e. R.C. Smith). If someone takes your
checkbook, they will not know if you sign your checks with just your
initials or your first name, but your bank will know how you sign your
checks.
2. Do not sign the back of your credit cards. Instead, put "PHOTO
ID REQUIRED".
3. When you are writing checks to pay on your credit card accounts,
DO NOT put the complete account number on the "For" line. Instead,
just put the last four numbers. The credit card company knows the rest
of the number, and anyone who might be handling your check as it
passes through all the check processing channels won't have access to
it.
4. Put your work phone # on your checks instead of your home phone.
If you have a Box use that instead of your home address. If you do
not have a PO Box, use your work address. Never have your SS or
license # printed on your checks. You can add it if it is necessary.
But if you have it printed, anyone can get it and use them.
5. Place the contents of your wallet on a photocopy machine. Do both
sides of each license, credit card, etc. You will know what you had in
your wallet and all of the account numbers and phone numbers to call
and cancel. Keep the photocopy in a safe place. I also carry a
photocopy of my passport when I travel either here or abroad. We've
all heard horror stories about fraud that's committed on us in
stealing a name, address, Social Security number, credit cards.
Unfortunately I, an attorney, have firsthand knowledge because my
wallet was stolen last month. Within a week, the thieve(s) ordered an
expensive monthly cell phone package, applied for another VISA credit
card, had a credit line approved to buy a Gateway computer, received
a PIN number from DMV to change my driving record information online,
and more. But here's some critical information to limit the damage in
case this happens to you or someone you know:
1. We have been told we should cancel our credit cards immediately.
But the key is having the toll free numbers and your card numbers
handy so you know whom to call. Keep those where you can find them
at home and on trips.
2. File a police report immediately in the jurisdiction where your
credit cards, etc., were stolen. This proves to credit providers you
were diligent, and this is a first step toward an investigation (if
there ever is one).
But here's what is perhaps Most Important of all : (I never even
thought to do this.)
3. Call the 3 national credit reporting organizations immediately to
place a fraud alert on your Name and Social Security number. I had
never heard of doing that until advised by a bank that called to tell
me an application for credit was made over the Internet in my name.
The alert means any company that checks your credit knows your
information was stolen, and they have to contact you by phone to
authorize new credit.
By the time I was advised to do this, almost two weeks after the
theft, all the damage had been done. There are records of all the
credit checks initiated by the thieves' purchases, none of which I
knew about before placing the alert. Since then, no additional damage
has been done, and the thieves threw my wallet away this weekend
(someone turned it in). It seems to have stopped them
dead in their tracks.
Now, here are the numbers you always need to contact about your
wallet, etc., has been stolen:
1.) Social Security Administration (fraud line): 1-800-269-0271
2.) Equifax: 1-800-525-6285
3.) Experian (formerly TRW): 1-888-397-3742
4.) Trans : 1-800-680-7289
We pass along jokes on the Internet. We pass along just about
everything. But if you are willing to pass this information along,
it could really help someone that you care about
1. The next time you order checks have only your first initials and
last name put on them.( i.e. R.C. Smith). If someone takes your
checkbook, they will not know if you sign your checks with just your
initials or your first name, but your bank will know how you sign your
checks.
2. Do not sign the back of your credit cards. Instead, put "PHOTO
ID REQUIRED".
3. When you are writing checks to pay on your credit card accounts,
DO NOT put the complete account number on the "For" line. Instead,
just put the last four numbers. The credit card company knows the rest
of the number, and anyone who might be handling your check as it
passes through all the check processing channels won't have access to
it.
4. Put your work phone # on your checks instead of your home phone.
If you have a Box use that instead of your home address. If you do
not have a PO Box, use your work address. Never have your SS or
license # printed on your checks. You can add it if it is necessary.
But if you have it printed, anyone can get it and use them.
5. Place the contents of your wallet on a photocopy machine. Do both
sides of each license, credit card, etc. You will know what you had in
your wallet and all of the account numbers and phone numbers to call
and cancel. Keep the photocopy in a safe place. I also carry a
photocopy of my passport when I travel either here or abroad. We've
all heard horror stories about fraud that's committed on us in
stealing a name, address, Social Security number, credit cards.
Unfortunately I, an attorney, have firsthand knowledge because my
wallet was stolen last month. Within a week, the thieve(s) ordered an
expensive monthly cell phone package, applied for another VISA credit
card, had a credit line approved to buy a Gateway computer, received
a PIN number from DMV to change my driving record information online,
and more. But here's some critical information to limit the damage in
case this happens to you or someone you know:
1. We have been told we should cancel our credit cards immediately.
But the key is having the toll free numbers and your card numbers
handy so you know whom to call. Keep those where you can find them
at home and on trips.
2. File a police report immediately in the jurisdiction where your
credit cards, etc., were stolen. This proves to credit providers you
were diligent, and this is a first step toward an investigation (if
there ever is one).
But here's what is perhaps Most Important of all : (I never even
thought to do this.)
3. Call the 3 national credit reporting organizations immediately to
place a fraud alert on your Name and Social Security number. I had
never heard of doing that until advised by a bank that called to tell
me an application for credit was made over the Internet in my name.
The alert means any company that checks your credit knows your
information was stolen, and they have to contact you by phone to
authorize new credit.
By the time I was advised to do this, almost two weeks after the
theft, all the damage had been done. There are records of all the
credit checks initiated by the thieves' purchases, none of which I
knew about before placing the alert. Since then, no additional damage
has been done, and the thieves threw my wallet away this weekend
(someone turned it in). It seems to have stopped them
dead in their tracks.
Now, here are the numbers you always need to contact about your
wallet, etc., has been stolen:
1.) Social Security Administration (fraud line): 1-800-269-0271
2.) Equifax: 1-800-525-6285
3.) Experian (formerly TRW): 1-888-397-3742
4.) Trans : 1-800-680-7289
We pass along jokes on the Internet. We pass along just about
everything. But if you are willing to pass this information along,
it could really help someone that you care about
等级大校
威望22
贴子17028
魅力17450
注册时间@2013-08-09
Thanks for sharing. I almost do nothing from 1to 5.
等级大校
威望22
贴子17028
魅力17450
注册时间@2013-08-09
等级大校
威望22
贴子17028
魅力17450
注册时间@2013-08-09
wow, this is good. I'll have a copy of it.
等级大校
威望22
贴子17028
魅力17450
注册时间@2013-08-09
等级大校
威望22
贴子17028
魅力17450
注册时间@2013-08-09
thx for sharing!
等级大校
威望22
贴子17028
魅力17450
注册时间@2013-08-09
赶快记下来……
多谢楼主
等级大校
威望22
贴子17028
魅力17450
注册时间@2013-08-09
从没想到过这些安全问题, 谢谢提醒
初始化编辑器...
到底了
ADVERTISEMENT
HOT DEALS
发现RIHEGIANT强力钓鱼磁铁 – 为磁钓爱好者提供高达700磅拉力的选择 (节省10%)
限时优惠 – YOOPAI 3D 打印机防护罩,LED 照明,原价 $53.99,现价 $37.79!
Neiman Marcus 设计师特卖 - 低至五折
Farfetch 全价商品促销 立减 $145 30%
adidas Nike Jordan 儿童背包大促销 – 全部仅售 $14.99!
Mytheresa Ami 促销 - 低至半价优惠
Shopbop时尚促销高达70%折扣 + 额外25%优惠
立即省25%购买WOLFBOX 12寸4K后视镜摄像头 - 现价$149.99,原价$199.99 | 包含64GB卡和GPS
Vitafit 数字厨房食品秤现价 $8.99,原价 $15.99
Kipling 多买多省促销,最高额外优惠40%
Nordstrom Rack Timberland 时尚大促 最高63% Off
Reebok九月优惠:鞋款低于$60 & 服饰低于$25
Crocs 精选款式限时促销,2双仅需$50!
ADVERTISEMENT