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crystalhuang
看看fidelity的建议，有多少有娃有房贷的家庭可以做到？
34286
82
2016-05-25 14:27:15
今天没有心情干活，看到了Fidelity的这篇文章
[url=https://www.fidelity.com/viewpoints/personal-finance/spending-and-saving]https://www.fidelity.com/viewpoints/personal-finance/spending-and-saving[/url]
Aim to have no more than 50% of your take-home pay go toward your “must-have” expenses, such
as: Housing (mortgage, rent, property tax, utilities (like electricity), homeowner's/renter's insurance, and condo/home association fees), Food, Health care, Transportation, Child care, Debt payments and other obligations
好奇有多少有娃有房贷的家庭可以做到..........
[url=https://www.fidelity.com/viewpoints/personal-finance/spending-and-saving]https://www.fidelity.com/viewpoints/personal-finance/spending-and-saving[/url]
Aim to have no more than 50% of your take-home pay go toward your “must-have” expenses, such
as: Housing (mortgage, rent, property tax, utilities (like electricity), homeowner's/renter's insurance, and condo/home association fees), Food, Health care, Transportation, Child care, Debt payments and other obligations
好奇有多少有娃有房贷的家庭可以做到..........
付完这些我已经月光
这么多人看贴不回帖，好吧，我把年龄限制去掉........为啥别人的钱坑那么热闹，我绞尽脑汁发个跟钱有关的帖子没有人理 ![]()
关键剩下的钱要干嘛啊。。。银行里傻放着我还不如去还贷款呢。
同问剩下的一半钱打算干啥用啊
同问剩下的一半钱打算干啥用啊
spiral99 发表于 5/25/2016 2:39:44 PM [url=http://forums.huaren.us/showtopic.aspx?topicid=2018942&postid=71772714#71772714]
spiral99 发表于 5/25/2016 2:39:44 PM [url=http://forums.huaren.us/showtopic.aspx?topicid=2018942&postid=71772714#71772714]
“Some ideas: First, if you have high-interest debt, you could pay it down. Then if you have other goals, like paying for a child’s college or wedding, you could use it to save for them. And, finally, if you want to retire early, or if you haven’t been saving diligently, you may want to put it toward retirement savings.”
难怪上次有人的帖子里面说其实老美给孩子付大学学费/婚礼/买房子的也很多..........
难怪上次有人的帖子里面说其实老美给孩子付大学学费/婚礼/买房子的也很多..........
关键剩下的钱要干嘛啊。。。银行里傻放着我还不如去还贷款呢。
豆豆熊 发表于 5/25/2016 2:37:49 PM [url=http://forums.huaren.us/showtopic.aspx?topicid=2018942&postid=71772690#71772690]
豆豆熊 发表于 5/25/2016 2:37:49 PM [url=http://forums.huaren.us/showtopic.aspx?topicid=2018942&postid=71772690#71772690]
投资啊，不然怎么积累财富。
付完这些我已经月光
xiaoxiaowa 发表于 5/25/2016 2:37:16 PM [url=http://forums.huaren.us/showtopic.aspx?topicid=2018942&postid=71772678#71772678]
xiaoxiaowa 发表于 5/25/2016 2:37:16 PM [url=http://forums.huaren.us/showtopic.aspx?topicid=2018942&postid=71772678#71772678]
不仅月光还一直在倒贴![]()
50% or less of your income should go to essential expenses,
15% to retirement savings, and
5% to short-term savings.
---------------------
总计只有70%。其他30%估计是旅游，奢侈品，还有其他非生活必须？
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同问剩下的一半钱打算干啥用啊
spiral99 发表于 5/25/2016 2:39:44 PM [url=http://forums.huaren.us/showtopic.aspx?topicid=2018942&postid=71772714#71772714]
spiral99 发表于 5/25/2016 2:39:44 PM [url=http://forums.huaren.us/showtopic.aspx?topicid=2018942&postid=71772714#71772714]
哈哈，当然是拿给fidelity去投资，不然干嘛写这个文章给我们看
初始化编辑器...
到底了
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